Planning your own budget is almost an art, especially when it comes to a saving mode. It seems that in order to save a significant part of income, you need to tighten your belt and deny yourself the most necessary.
However, there are very unusual life hacks that can help, without much damage to the stomach, limit yourself to excess spending.
If you are interested, then remember 10 ways not to throw money away.
10. Take care of your health
As you know, health is the most expensive, so saving on it is definitely not recommended. It is equally important to pay much attention to prevention, because treatment is always more expensive than warning.
The ability to pay due attention to one's health is an important criterion for the quality of life. In addition, if you now change your lifestyle in favor of a healthy one, this is likely to help you save significant money that you could later spend on treatment.
9. Do not skimp on education for yourself and your children
This is another no less important item of expenditure, the savings on which are highly discouraged.
Remember, personal and spiritual growth is the most effective investment, which in any case will sooner or later give its positive results.
8. Do not buy household chemicals
Now you can use organic cosmetics, products, as well as household chemicals to replace with what is at hand. Do you think this is impossible?
You will not believe it, but natural products that are found in any kitchen are a worthy alternative to synthetic detergents and cleaners.
For example, ordinary baking soda can be used as a detergent or detergent for dishes. For the same purpose, it is also possible to apply mustard. This way you save and take care of your health.
7. Do not buy perishable food for the future
Of course, it is difficult not to buy a product with a tempting discount, however, if you decide to seriously engage in rational budget planning, then it is better to immediately refuse such purchases.
Remember, you need to reserve for future use only those products that do not need special storage conditions and have a long shelf life.
Do not follow your painful stinginess bordering on greed. Do not turn into a hamster, and thus not only “patch” holes in the family budget, but also, possibly, throw off a couple of extra pounds.
6. Arrange “days without spending”
At least once a week, each of us can arrange this kind of fasting day. Yes, a spontaneous purchase of some cute and not very necessary trifle can briefly cheer you up, but it will be no less pleasant then to calculate the profit from such days without spending.
You don’t even suspect how much money is spent on such nice little things. If you limit the seed in these expenses, it is quite possible for a not very long time to accumulate an amount sufficient to make any serious purchase.
Think that more important is a bunch of unnecessary junk or one valuable and very useful thing?
5. Threaten your mobile operator
Thanks to this psychological technique, very many have already achieved significant reductions in the cost of communication services and mobile Internet.
Call your mobile operator and ask him the question of how to terminate the contract with his company. Most likely, after some time they will give you a good discount so that you continue to use their services.
The same rule applies to companies connecting cable television services.
4. Use non-cash payment
Only this does not apply to credit cards! Firstly, cashless payments involve a variety of bonuses, which can also help you save on other expenses.
And secondly, cash is much easier to spend on something unnecessary, if there are not very many left in the wallet - it is proved that the very form of paper bills evokes shopaholism in us much more than just the realization of the possibility of paying for purchases with a card.
3. Do not tease your “internal buyer”
We live in a time where in order to lower the tidy sum you do not need to leave the house at all. There are all kinds of shops on the couch, online stores and more.
An electronic mailbox can be clogged with spam with all sorts of “profitable offers”, and on the page on the social network an advertisement constantly attracts potential customers.
Do not provoke yourself. Knowing your weaknesses, less often turn on the TV on channels with similar programs, and when they start, do not hesitate to switch; do not go to online stores, convincing yourself that you just look.
It will also be useful to set ad blocking in the browser that you usually use.
2. Use the services of professionals
Well-known saying: “You want to do something well, do it yourself” in practice, this rule does not always work. Most often, in such situations, the expression comes into force: "Avaricious pays twice."
Therefore, you do not need to overestimate your strength in order to save on the repair of complex equipment - such experiments are usually too expensive.
Believe me, it is better to pay a professional for his services than to overpay for the fact that he will eliminate the results of your initiative.
In addition, the time that you do not spend on repairing or repairing equipment can be used to greater advantage, for example, for training, earning your favorite thing, or just to relax - this is sometimes equally important.
1. Do not buy at sales
Perhaps this recommendation will seem illogical at first, because everyone knows that the best way to save money is to buy the most necessary items on sales and on Black Friday.
However, psychologists argue (and statistics agree with them) that purchases made at the full cost of the goods are more conscious and necessary.
Remember that sales are still a riot of greed. Even the most persistent of us will lose his head from the motley price tags with attractive prices, so in such an environment it is very difficult to be guided by common sense and a rational approach to the development of the family budget.